Canada Land Transfer Tax Calculator 2026

Ontario Land Transfer Tax

Ontario levies a land transfer tax by applying a tax-bracket system to your property’s purchase price. The full breakdown of your provincial land transfer tax is shown below.

Ontario Land Transfer Tax

Ontario levies a land transfer tax by applying a tax-bracket system to your property’s purchase price. The full breakdown of your provincial land transfer tax is shown below.

Ontario Land Transfer Tax

Ontario levies a land transfer tax by applying a tax-bracket system to your property’s purchase price. The full breakdown of your provincial land transfer tax is shown below.

Ontario Land Transfer Tax

Ontario levies a land transfer tax by applying a tax-bracket system to your property’s purchase price. The full breakdown of your provincial land transfer tax is shown below.

New Brunswick charges a land transfer tax equal to 1% of your purchase price.

There’s no general provincial land transfer tax in Nova Scotia, but municipalities can charge a Municipal Deed Transfer Tax (DTT). Rates vary by municipality and can be as high as 1.5% of the property's sale price.

Non-residents of Nova Scotia may also be subject to the Non-resident Provincial Deed Transfer Tax (PDTT). For agreements of purchase and sale signed after March 31, 2025, the tax rate is 10% of the non-resident ownership interest in the greater of the property's purchase price or assessed value. The tax generally applies to residential property with three or fewer dwelling units, including residential vacant land.

A non-resident individual who intends to move to Nova Scotia within six months of the property transfer may qualify for an exemption from the PDTT. Proof of Nova Scotia residency must be provided after the move. If the residency requirements are not met, the applicable tax, plus interest and potentially a penalty, may become payable.

You can visit the Province of Nova Scotia webpage to learn more about the tax and additional exemptions.

Newfoundland and Labrador does not charge a traditional land transfer tax. Instead, a registration fee applies when a property transfer is registered. The fee is $100 for property valued up to $500, and for property valued over $500, it is $100 plus $0.40 for each additional $100 or part of $100.

The real property transfer tax rate in PEI is 1%. The PEI transfer tax exemption waives the property transfer tax for first-time home buyers. You must have resided in PEI for 183 consecutive days before purchasing your home, or have occupied your newly purchased home for at least 183 consecutive days.

There is no limit on the purchase price for first-time home buyers to receive a refund. Prior to 2016, the purchase price limit to be eligible for the refund was $200,000.

Non-first-time home buyers are also exempt from PEI's real property transfer tax if the cost of the property being transferred is below $30,000.

Alberta does not charge a land transfer tax. However, land title registration fees apply when transferring a property and registering a mortgage.

The registration fees have two components:

• Property Value Component: $50, plus $5 for every $5,000 or portion thereof of the property value.
• Mortgage Component: $50, plus $5 for every $5,000 or portion thereof of the mortgage amount.

Your total registration fee is the sum of the two fees above. In our calculations, we assume a 20% down payment.

Saskatchewan does not charge a land transfer tax, but a land title transfer fee is payable when ownership of a property is transferred. There is no transfer fee for properties valued at $500 or less; a $25 fee applies to properties valued from $500.01 to $6,300, and properties valued above $6,300 are charged a fee equal to 0.4% of the property value.

If you register a mortgage, an additional mortgage registration fee applies based on the mortgage amount. Effective April 15, 2026, the fees are:

These fees apply to the first four titles, interests, or shares affected by the mortgage registration.

Yukon does not charge a traditional land transfer tax, but land title registration fees apply. The transfer fee ranges from $50 for property valued under $100,000 to $750 for property valued at $10 million or more. An assurance fund fee also applies and is based on the increase in the property's declared value since the previous transfer. If a mortgage is registered, a separate mortgage registration fee applies based on the mortgage amount.

Similar to the Northwest Territories, there is no Land Transfer Tax for Nunavut but there is a charge of two fees: a registration fee of $1.50 for every $1000 of property value with a base fee of $60 if the property is under $1,000,000 and $1 for every $1000 that surpasses it paid to the Legal Registries Office, plus a fee to register mortgage that costs $1 for each $1000 of the mortgage amount with a base fee of $40.

The Northwest Territories does not charge a land transfer tax, but land registration fees apply. For property valued at $1 million or less, the transfer fee is $2 for every $1,000 of property value or part thereof, with a minimum fee of $100. For property valued above $1 million, the fee is $2,000 plus $1.50 for every $1,000 or part thereof above $1 million. The mortgage registration fee is $1.50 for every $1,000 or part thereof of the mortgage amount, with a minimum fee of $80.